A simple gap has emerged globally in recent years: the difference between mobile penetration and banking penetration!

In most countries, a large number of people do not have access to banking & financial services, whereas they either have a mobile phone or have access to a mobile handset & service. Mobile Wallets can bring low-cost banking & remittance services to millions of such people, especially in developing countries where banking services are not readily available or easily accessible, but the mobile telephony infrastructure is well developed. This offers enormous potential to open new markets and business opportunities for service providers, banks, mobile operators & merchants!

Our technology converts a mobile into a Debit Card, and enables low cost banking to be made available at retail outlets.

Banking Agents & customers uses mobile for all transactions  Deposit, Withdraw and Transfer funds using mobile phone  Easy to use; menu driven interface  Fully secure Benefits: Makes low cost, relevant banking services easily available everywhere Financial inclusion: anyone with a mobile & ID can get access to low cost banking Secure way to save money for the un-banked Banks extend reach without relying on traditional banking infrastructure Significantly increases bank brand & visibility Opens new ‘bottom of pyramid’ segment for banks Employers can deposit salary directly into micro banking account

‘Open Account, Deposit & Withdraw Cash, Check Balance, Transfer Money, Make Payments, Get Statement’

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