Estel offers a white label m-Banking service to banks via a shared, secure, hosted system located at a
carrier class data center in India.
Banks &mobile operators connect to the system via a secure VPN
Banks manage their own service via a web based front end
Estel provides 24x7 back end support & performs IT housekeeping tasks on the system
Banks brand the service and market it to their account holders. Banks determine the product packages to be offered & fees to be charged from their customers
Three service variants (Gold, Silver & Bronze) to suit varying needs; service differentiation based on:
- Features & functions - Integration levels - Reporting - Tech support SLA - Number of bank users - Number of bank customers served
Banks pay a one setup fee & then an ongoing monthly rental